@import "https://fonts.googleapis.com/css2?family=Source+Code+Pro:ital,wght@0,400;1,400;0,700;1,700&display=swap";
*{margin:0;padding:0;box-sizing:border-box}
html,body{height:100%;font-family:'Source Code Pro',monospace;color:#04082D;background:#FEFDFB;line-height:1.6}
body{display:flex;flex-direction:column}
.hd-wrap{background:linear-gradient(135deg,#04082d08 0%,#66c2ef0f 100%);border-bottom:3px solid #04082D;padding:0}
.hd-top-bar{background:#04082D;padding:12px 0}
.hd-top-inner{max-width:1440px;margin:0 auto;padding:0 24px;display:flex;justify-content:space-between;align-items:center}
.hd-contact-info{display:flex;gap:32px;align-items:center}
.hd-contact-info a{color:#66C2EF;text-decoration:none;font-size:14px;display:flex;align-items:center;gap:8px;transition:color .2s ease}
.hd-contact-info a:hover{color:#FDDE00}
.hd-contact-info .mdi{font-size:18px}
.hd-main-section{padding:48px 0 32px}
.hd-main-holder{max-width:1440px;margin:0 auto;padding:0 24px}
.hd-brand-container{display:flex;align-items:center;justify-content:center;flex-direction:column;margin-bottom:40px}
.hd-logo-box{width:120px;height:120px;margin-bottom:16px;position:relative}
.hd-logo-box::before{content:'';position:absolute;top:-8px;left:-8px;right:-8px;bottom:-8px;background:linear-gradient(135deg,#66c2ef26,#fdde0026);border-radius:12px;z-index:-1}
.hd-logo-box img{width:100%;height:100%;object-fit:contain;display:block}
.hd-company-name{font-size:32px;font-weight:700;color:#04082D;letter-spacing:2px;text-transform:uppercase}
.nv-main{display:flex;justify-content:center;flex-wrap:wrap;gap:8px;position:relative}
.nv-link{color:#04082D;text-decoration:none;padding:14px 28px;border:2px solid transparent;border-radius:10px;font-weight:600;font-size:16px;background:#66c2ef14;transition:all .2s ease;position:relative;box-shadow:0 4px 8px #04082d14}
.nv-link:hover{background:#66c2ef2e;border-color:#66C2EF;box-shadow:0 6px 16px #66c2ef40}
.nv-link.active{background:#04082D;color:#FDDE00;box-shadow:0 8px 20px #04082d4d}
main{flex:1}
.ft-main{background:#04082D;color:#FEFDFB;padding:0;margin-top:80px;border-top:8px solid #FDDE00}
.ft-top-layer{background:linear-gradient(180deg,#04082D 0%,#04082df2 100%);padding:64px 0 48px}
.ft-content-wrap{max-width:1440px;margin:0 auto;padding:0 24px;display:grid;grid-template-columns:2fr 1fr 1fr;gap:64px}
.ft-about-block h3{font-size:24px;margin-bottom:20px;color:#FDDE00;font-weight:700}
.ft-about-block p{line-height:1.8;margin-bottom:24px;color:#fefdfbd9}
.ft-contact-list{list-style:none}
.ft-contact-list li{margin-bottom:16px;display:flex;align-items:flex-start;gap:12px}
.ft-contact-list .mdi{color:#66C2EF;font-size:20px;margin-top:2px}
.ft-contact-list a{color:#fefdfbd9;text-decoration:none;transition:color .2s ease}
.ft-contact-list a:hover{color:#FDDE00}
.ft-links-block h4{font-size:18px;margin-bottom:20px;color:#66C2EF;font-weight:700}
.ft-link-list{list-style:none}
.ft-link-list li{margin-bottom:12px}
.ft-link-list a{color:#fefdfbbf;text-decoration:none;transition:color .2s ease;font-size:15px}
.ft-link-list a:hover{color:#FDDE00}
.ft-bottom-strip{background:#0000004d;padding:24px 0}
.ft-bottom-inner{max-width:1440px;margin:0 auto;padding:0 24px;text-align:center}
.ft-copyright{color:#fefdfb99;font-size:14px}
.cookie-panel{position:fixed;bottom:0;left:50%;transform:translateX(-50%) translateY(100%);width:90%;max-width:1200px;background:#FEFDFB;border:3px solid #04082D;border-radius:16px 16px 0 0;padding:32px;box-shadow:0 -8px 32px #04082d4d;z-index:10000;transition:transform .4s cubic-bezier(0.68,-0.55,0.27,1.55)}
.cookie-panel.visible{transform:translateX(-50%) translateY(0)}
.cookie-content{display:flex;flex-direction:column;gap:24px}
.cookie-text h3{font-size:22px;color:#04082D;margin-bottom:12px;font-weight:700}
.cookie-text p{color:#04082dcc;line-height:1.6;margin-bottom:16px}
.cookie-opt-section{background:#66c2ef14;padding:16px;border-radius:10px;border:1px solid #66c2ef4d}
.cookie-toggle-row{display:flex;align-items:center;justify-content:space-between}
.cookie-toggle-row label{font-size:15px;color:#04082D;font-weight:600}
.toggle-switch{position:relative;width:56px;height:28px;background:#04082d33;border-radius:14px;cursor:pointer;transition:background .3s ease}
.toggle-switch input{display:none}
.toggle-switch .slider{position:absolute;top:3px;left:3px;width:22px;height:22px;background:#FEFDFB;border-radius:50%;transition:transform .3s ease;box-shadow:0 2px 4px #0003}
.toggle-switch input:checked ~ .slider{transform:translateX(28px)}
.toggle-switch input:checked + .toggle-switch{background:#66C2EF}
.toggle-switch.active{background:#66C2EF}
.cookie-buttons{display:flex;gap:16px}
.cookie-btn{flex:1;padding:16px 32px;border:none;border-radius:10px;font-family:'Source Code Pro',monospace;font-size:16px;font-weight:700;cursor:pointer;transition:all .2s ease;box-shadow:0 4px 12px #04082d26}
.cookie-btn.accept{background:#04082D;color:#FDDE00}
.cookie-btn.accept:hover{background:#04082de6;box-shadow:0 6px 16px #04082d40}
.cookie-btn.decline{background:#66C2EF;color:#04082D}
.cookie-btn.decline:hover{background:#66c2efd9;box-shadow:0 6px 16px #66c2ef4d}
@media (max-width: 968px) {
.ft-content-wrap{grid-template-columns:1fr;gap:40px}
.hd-top-inner{flex-direction:column;gap:16px}
.hd-contact-info{flex-direction:column;gap:12px;text-align:center}
.nv-main{gap:8px}
.nv-link{padding:12px 20px;font-size:15px}
.cookie-buttons{flex-direction:column}
}
@media (max-width: 640px) {
.hd-logo-box{width:90px;height:90px}
.hd-company-name{font-size:24px}
.hd-main-section{padding:32px 0 24px}
.cookie-panel{width:95%;padding:24px}
.cookie-text h3{font-size:18px}
}
.title-blk{position:relative;background:linear-gradient(135deg,#04082deb 0%,#66c2efd9 100%);padding:90px 0 110px;overflow:hidden}
.title-blk::before{content:'';position:absolute;top:0;left:0;right:0;bottom:0;background-image:url(./visuals_folder/my-live-02.jpg);background-size:cover;background-position:center;opacity:.15;z-index:0}
.title-blk::after{content:'';position:absolute;width:400px;height:400px;background:radial-gradient(circle,#fdde001a 0%,transparent 70%);top:-100px;right:-100px;animation:float-p 8s ease-in-out infinite;z-index:1}
@keyframes float-p {
0%,100%{transform:translate(0,0) rotate(0deg)}
50%{transform:translate(-20px,20px) rotate(90deg)}
}
.title-blk .ct-wrap{max-width:1440px;margin:0 auto;padding:0 40px;position:relative;z-index:2}
.title-blk .main-hd{font-size:52px;font-weight:700;color:#FDDE00;margin:0 0 35px;line-height:1.2;letter-spacing:-1px}
.title-blk .feat-ls{list-style:none;padding:0;margin:0 0 45px}
.title-blk .feat-ls li{font-size:19px;color:#fff;margin-bottom:16px;padding-left:32px;position:relative;line-height:1.6}
.title-blk .feat-ls li::before{content:'';position:absolute;left:0;top:6px;width:18px;height:18px;background:#66C2EF;border-radius:50%;box-shadow:0 0 12px #66c2ef80}
.title-blk .pr-btn{display:inline-block;padding:16px 42px;background:linear-gradient(90deg,#FDDE00 0%,#66C2EF 100%);color:#04082D;font-size:17px;font-weight:600;border-radius:12px;text-decoration:none;transition:all .3s ease;box-shadow:0 6px 20px #fdde004d}
.title-blk .pr-btn:hover{transform:translateY(-3px);box-shadow:0 10px 28px #fdde0073}
.story-sec{padding:95px 0;background:linear-gradient(180deg,#f8f9fb 0%,#fff 100%);position:relative}
.story-sec .ct-wrap{max-width:1440px;margin:0 auto;padding:0 40px}
.story-sec .grid-hldr{display:grid;grid-template-columns:1fr 1fr;gap:70px;align-items:start}
.story-sec .txt-col h2{font-size:42px;color:#04082D;margin:0 0 28px;font-weight:700;line-height:1.3;position:relative;padding-bottom:18px}
.story-sec .txt-col h2::after{content:'';position:absolute;bottom:0;left:0;width:80px;height:4px;background:linear-gradient(90deg,#66C2EF,#FDDE00);border-radius:2px}
.story-sec .txt-col p{font-size:17px;color:#2a2d3a;line-height:1.75;margin:0 0 22px}
.story-sec .img-col{position:relative}
.story-sec .img-col img{width:100%;height:auto;border-radius:16px;box-shadow:0 12px 40px #04082d26}
.story-sec .img-col::before{content:'';position:absolute;top:-15px;right:-15px;width:140px;height:140px;background:linear-gradient(135deg,#66c2ef33,#fdde0033);border-radius:50%;z-index:-1}
.val-blk{padding:100px 0;background:#04082D;position:relative;overflow:hidden}
.val-blk::before{content:'';position:absolute;width:600px;height:600px;background:radial-gradient(circle,#66c2ef14 0%,transparent 70%);bottom:-200px;left:-200px}
.val-blk .ct-wrap{max-width:1440px;margin:0 auto;padding:0 40px;position:relative;z-index:2}
.val-blk .sec-hd{text-align:center;font-size:44px;color:#FDDE00;margin:0 0 65px;font-weight:700;line-height:1.3}
.val-blk .cards{display:grid;grid-template-columns:repeat(3,1fr);gap:35px}
.val-blk .card-item{background:#ffffff0d;padding:45px 35px;border-radius:14px;border:1px solid #66c2ef33;transition:all .4s ease;position:relative;overflow:hidden}
.val-blk .card-item::before{content:'';position:absolute;top:0;left:-100%;width:100%;height:100%;background:linear-gradient(90deg,transparent,#66c2ef1a,transparent);transition:left .6s ease}
.val-blk .card-item:hover::before{left:100%}
.val-blk .card-item:hover{transform:translateY(-8px);border-color:#fdde0080;box-shadow:0 16px 48px #66c2ef33}
.val-blk .card-item .ic{width:60px;height:60px;background:linear-gradient(135deg,#66C2EF,#FDDE00);border-radius:12px;display:flex;align-items:center;justify-content:center;margin-bottom:26px}
.val-blk .card-item .ic i{font-size:28px;color:#04082D}
.val-blk .card-item h3{font-size:23px;color:#66C2EF;margin:0 0 18px;font-weight:600;line-height:1.4}
.val-blk .card-item p{font-size:16px;color:#ffffffd9;line-height:1.7;margin:0}
.approach-sec{padding:95px 0;background:linear-gradient(180deg,#fff 0%,#f4f6f9 100%);position:relative}
.approach-sec .ct-wrap{max-width:1440px;margin:0 auto;padding:0 40px}
.approach-sec .split-view{display:grid;grid-template-columns:45% 55%;gap:0;align-items:center}
.approach-sec .img-side{position:relative;padding-right:40px}
.approach-sec .img-side img{width:100%;height:auto;border-radius:16px;box-shadow:0 14px 45px #04082d2e}
.approach-sec .img-side::after{content:'';position:absolute;bottom:-20px;left:-20px;width:180px;height:180px;background:linear-gradient(225deg,#fdde0026,#66c2ef26);border-radius:50%;z-index:-1}
.approach-sec .txt-side{padding-left:50px}
.approach-sec .txt-side h2{font-size:40px;color:#04082D;margin:0 0 32px;font-weight:700;line-height:1.3;position:relative;display:inline-block}
.approach-sec .txt-side h2::before{content:'';position:absolute;top:-10px;left:-15px;width:50px;height:50px;background:#66c2ef26;border-radius:8px;z-index:-1;transform:rotate(12deg)}
.approach-sec .steps{list-style:none;padding:0;margin:0}
.approach-sec .steps li{display:flex;align-items:start;margin-bottom:28px;padding:24px;background:#fff;border-radius:12px;border-left:4px solid #66C2EF;transition:all .3s ease;box-shadow:0 4px 16px #04082d0f}
.approach-sec .steps li:hover{transform:translateX(8px);border-left-color:#FDDE00;box-shadow:0 8px 24px #04082d1f}
.approach-sec .steps li .num{font-size:26px;font-weight:700;color:#66C2EF;min-width:50px;margin-right:20px}
.approach-sec .steps li .txt h4{font-size:20px;color:#04082D;margin:0 0 10px;font-weight:600;line-height:1.4}
.approach-sec .steps li .txt p{font-size:16px;color:#4a4d5a;margin:0;line-height:1.6}
@media (max-width: 1200px) {
.story-sec .grid-hldr{gap:50px}
.val-blk .cards{grid-template-columns:repeat(2,1fr)}
}
@media (max-width: 768px) {
.title-blk{padding:60px 0 70px}
.title-blk .ct-wrap{padding:0 20px}
.title-blk .main-hd{font-size:36px;margin-bottom:25px}
.title-blk .feat-ls li{font-size:17px}
.story-sec .grid-hldr{grid-template-columns:1fr;gap:40px}
.story-sec .txt-col h2{font-size:32px}
.val-blk .cards{grid-template-columns:1fr;gap:25px}
.val-blk .sec-hd{font-size:34px;margin-bottom:45px}
.approach-sec .split-view{grid-template-columns:1fr;gap:40px}
.approach-sec .img-side{padding-right:0}
.approach-sec .txt-side{padding-left:0}
.approach-sec .txt-side h2{font-size:32px}
}
.hd-main{position:relative;height:85vh;overflow:hidden;display:flex;align-items:center;justify-content:center;background:linear-gradient(135deg,#66C2EF 0%,#04082D 100%)}
.hd-main .bg-layer{position:absolute;top:0;left:0;width:100%;height:100%;object-fit:cover;opacity:.3}
.hd-main .txt-float{position:relative;z-index:3;max-width:880px;padding:0 24px;text-align:center}
.hd-main .txt-float .top-line{font-size:1.25rem;color:#FDDE00;font-weight:600;margin-bottom:16px;text-transform:uppercase;letter-spacing:2px}
.hd-main .txt-float .big-head{font-size:3.5rem;color:#fff;font-weight:700;line-height:1.2;margin-bottom:24px}
.hd-main .txt-float .sub-desc{font-size:1.3rem;color:#fff;line-height:1.7;margin-bottom:40px;opacity:.95}
.hd-main .txt-float .act-grp{display:flex;gap:20px;justify-content:center;flex-wrap:wrap}
.hd-main .txt-float .act-grp .btn-pr{padding:18px 44px;background:#FDDE00;color:#04082D;text-decoration:none;font-weight:700;font-size:1.1rem;border-radius:12px;transition:all .3s ease;box-shadow:0 8px 20px #fdde0066}
.hd-main .txt-float .act-grp .btn-pr:hover{transform:translateY(-3px);box-shadow:0 12px 28px #fdde0099}
.hd-main .txt-float .act-grp .btn-sc{padding:18px 44px;background:transparent;color:#fff;text-decoration:none;font-weight:600;font-size:1.1rem;border:2px solid #fff;border-radius:12px;transition:all .3s ease}
.hd-main .txt-float .act-grp .btn-sc:hover{background:#ffffff26;border-color:#FDDE00;color:#FDDE00}
.hd-main .deco-shape{position:absolute;width:280px;height:280px;border-radius:50%;background:#66c2ef33;z-index:1}
.hd-main .deco-shape.sh1{top:-100px;left:-80px;width:320px;height:320px}
.hd-main .deco-shape.sh2{bottom:-120px;right:-90px;background:#fdde0033}
.mot-sect{padding:100px 24px;background:#f8f9fb}
.mot-sect .wrap{max-width:1440px;margin:0 auto;display:grid;grid-template-columns:1fr 1fr;gap:80px;align-items:center}
.mot-sect .img-side img{width:100%;height:auto;border-radius:16px;box-shadow:0 16px 40px #04082d26}
.mot-sect .txt-side .sect-label{font-size:.95rem;color:#66C2EF;font-weight:700;text-transform:uppercase;letter-spacing:1.5px;margin-bottom:12px}
.mot-sect .txt-side .hd2{font-size:2.5rem;color:#04082D;font-weight:700;line-height:1.3;margin-bottom:24px}
.mot-sect .txt-side .hd2::before{content:'';display:block;width:60px;height:5px;background:linear-gradient(90deg,#FDDE00,#66C2EF);margin-bottom:20px;border-radius:3px}
.mot-sect .txt-side .info-txt{font-size:1.1rem;color:#4a4a4a;line-height:1.8;margin-bottom:28px}
.mot-sect .txt-side .sup-list{list-style:none;padding:0;margin:0 0 36px}
.mot-sect .txt-side .sup-list li{padding:16px 0;font-size:1.05rem;color:#04082D;display:flex;align-items:center;gap:16px;border-bottom:1px solid #e0e0e0}
.mot-sect .txt-side .sup-list li:last-child{border-bottom:none}
.mot-sect .txt-side .sup-list li::before{content:'';width:28px;height:28px;background:#FDDE00;border-radius:50%;flex-shrink:0;display:flex;align-items:center;justify-content:center}
.mot-sect .txt-side .cta-link{display:inline-block;padding:16px 36px;background:#04082D;color:#fff;text-decoration:none;font-weight:600;border-radius:10px;transition:all .3s ease;box-shadow:0 6px 16px #04082d40}
.mot-sect .txt-side .cta-link:hover{background:#66C2EF;transform:translateY(-2px);box-shadow:0 10px 24px #66c2ef66}
.aud-area{padding:100px 24px;background:#fff;position:relative}
.aud-area::before{content:'';position:absolute;top:0;left:0;width:100%;height:200px;background:linear-gradient(180deg,#f8f9fb 0%,transparent 100%);z-index:0}
.aud-area .container{max-width:1440px;margin:0 auto;position:relative;z-index:1}
.aud-area .head-block{text-align:center;margin-bottom:70px}
.aud-area .head-block .mini-tag{display:inline-block;padding:8px 20px;background:#fdde0033;color:#04082D;font-size:.9rem;font-weight:700;border-radius:20px;margin-bottom:16px;text-transform:uppercase;letter-spacing:1px}
.aud-area .head-block .title3{font-size:2.5rem;color:#04082D;font-weight:700;margin-bottom:20px}
.aud-area .head-block .dsc{font-size:1.15rem;color:#5a5a5a;line-height:1.7;max-width:720px;margin:0 auto}
.aud-area .cards-row{display:grid;grid-template-columns:repeat(3,1fr);gap:40px}
.aud-area .cards-row .prof-card{background:linear-gradient(135deg,#fff 0%,#f5f7fa 100%);padding:36px 28px;border-radius:14px;box-shadow:0 8px 24px #04082d1a;transition:all .3s ease;position:relative;border:2px solid transparent}
.aud-area .cards-row .prof-card:hover{transform:translateY(-6px);box-shadow:0 16px 40px #66c2ef4d;border-color:#66C2EF}
.aud-area .cards-row .prof-card .icon-top{width:64px;height:64px;background:linear-gradient(135deg,#66C2EF,#FDDE00);border-radius:50%;display:flex;align-items:center;justify-content:center;margin-bottom:24px}
.aud-area .cards-row .prof-card .icon-top i{font-size:32px;color:#04082D}
.aud-area .cards-row .prof-card .card-h{font-size:1.5rem;color:#04082D;font-weight:700;margin-bottom:16px}
.aud-area .cards-row .prof-card .card-txt{font-size:1.05rem;color:#4a4a4a;line-height:1.7}
.pract-zone{padding:100px 24px;background:#04082D;color:#fff;position:relative;overflow:hidden}
.pract-zone::before{content:'';position:absolute;top:-150px;right:-150px;width:500px;height:500px;background:radial-gradient(circle,#66c2ef26,transparent);border-radius:50%}
.pract-zone .holder{max-width:1440px;margin:0 auto;position:relative;z-index:2}
.pract-zone .top-sect{max-width:900px;margin-bottom:60px}
.pract-zone .top-sect .tag-line{font-size:1rem;color:#FDDE00;font-weight:700;text-transform:uppercase;letter-spacing:1.5px;margin-bottom:16px}
.pract-zone .top-sect .h-big{font-size:2.8rem;font-weight:700;margin-bottom:24px;line-height:1.3}
.pract-zone .top-sect .lead-p{font-size:1.2rem;line-height:1.8;opacity:.9}
.pract-zone .grid-split{display:grid;grid-template-columns:1fr 1fr;gap:60px;align-items:center}
.pract-zone .grid-split .visual-box img{width:100%;height:auto;border-radius:16px;box-shadow:0 16px 48px #0006}
.pract-zone .grid-split .content-col .step-item{margin-bottom:36px;padding-left:60px;position:relative}
.pract-zone .grid-split .content-col .step-item::before{content:'';position:absolute;left:0;top:0;width:44px;height:44px;background:#66C2EF;border-radius:8px;box-shadow:0 4px 12px #66c2ef66}
.pract-zone .grid-split .content-col .step-item .step-h{font-size:1.4rem;font-weight:700;margin-bottom:12px}
.pract-zone .grid-split .content-col .step-item .step-desc{font-size:1.05rem;line-height:1.7;opacity:.85}
.guar-section{padding:100px 24px;background:linear-gradient(135deg,#f5f8fb 0%,#fff 100%)}
.guar-section .cent-wrap{max-width:1440px;margin:0 auto}
.guar-section .intro-head{text-align:center;margin-bottom:70px}
.guar-section .intro-head .small-cap{font-size:.95rem;color:#66C2EF;font-weight:700;text-transform:uppercase;letter-spacing:1.5px;margin-bottom:12px}
.guar-section .intro-head .main-title{font-size:2.6rem;color:#04082D;font-weight:700;margin-bottom:20px}
.guar-section .intro-head .sub-line{font-size:1.15rem;color:#5a5a5a;line-height:1.7;max-width:780px;margin:0 auto}
.guar-section .feat-grid{display:grid;grid-template-columns:repeat(2,1fr);gap:48px}
.guar-section .feat-grid .feat-box{background:#fff;padding:40px 32px;border-radius:14px;box-shadow:0 10px 30px #04082d14;transition:all .3s ease;border-left:5px solid #FDDE00}
.guar-section .feat-grid .feat-box:hover{transform:translateX(6px);box-shadow:0 14px 40px #66c2ef33}
.guar-section .feat-grid .feat-box .icon-area{width:60px;height:60px;background:linear-gradient(135deg,#66C2EF,#FDDE00);border-radius:12px;display:flex;align-items:center;justify-content:center;margin-bottom:24px}
.guar-section .feat-grid .feat-box .icon-area i{font-size:28px;color:#04082D}
.guar-section .feat-grid .feat-box .feat-title{font-size:1.5rem;color:#04082D;font-weight:700;margin-bottom:16px}
.guar-section .feat-grid .feat-box .feat-text{font-size:1.05rem;color:#4a4a4a;line-height:1.7}
.guar-section .bottom-cta{text-align:center;margin-top:60px;padding:50px 40px;background:linear-gradient(135deg,#04082D 0%,#1a2a5e 100%);border-radius:16px;color:#fff}
.guar-section .bottom-cta .cta-h{font-size:2rem;font-weight:700;margin-bottom:20px}
.guar-section .bottom-cta .cta-p{font-size:1.15rem;margin-bottom:32px;opacity:.9}
.guar-section .bottom-cta .btn-yellow{display:inline-block;padding:18px 48px;background:#FDDE00;color:#04082D;text-decoration:none;font-weight:700;font-size:1.1rem;border-radius:12px;transition:all .3s ease;box-shadow:0 8px 24px #fdde0066}
.guar-section .bottom-cta .btn-yellow:hover{transform:translateY(-3px);box-shadow:0 12px 32px #fdde0099}
@media (max-width: 1024px) {
.hd-main .txt-float .big-head{font-size:2.8rem}
.mot-sect .wrap{grid-template-columns:1fr;gap:50px}
.aud-area .cards-row{grid-template-columns:1fr}
.pract-zone .grid-split{grid-template-columns:1fr;gap:50px}
.guar-section .feat-grid{grid-template-columns:1fr}
}
@media (max-width: 768px) {
.hd-main{height:auto;min-height:70vh;padding:80px 0}
.hd-main .txt-float .big-head{font-size:2.2rem}
.hd-main .txt-float .sub-desc{font-size:1.1rem}
.hd-main .txt-float .act-grp{flex-direction:column}
.mot-sect{padding:60px 24px}
.mot-sect .txt-side .hd2{font-size:2rem}
.aud-area{padding:60px 24px}
.aud-area .head-block .title3{font-size:2rem}
.pract-zone{padding:60px 24px}
.pract-zone .top-sect .h-big{font-size:2.2rem}
.guar-section{padding:60px 24px}
.guar-section .intro-head .main-title{font-size:2rem}
}
.pg-wrap{max-width:1440px;margin:0 auto;padding:0}
.title-zone{background:linear-gradient(135deg,#66C2EF 0%,#04082D 100%);padding:80px 20px;position:relative;overflow:hidden}
.title-zone::before{content:'';position:absolute;top:0;left:0;right:0;bottom:0;background:url(./visuals_folder/REV-09.jpg) center/cover;opacity:.15;filter:grayscale(40%);mix-blend-mode:overlay}
.title-zone .inner{max-width:900px;margin:0 auto;position:relative;z-index:2}
.title-zone .main-hl{font-size:52px;font-weight:700;color:#FDDE00;margin:0 0 20px;line-height:1.2;text-shadow:2px 4px 12px #04082d66}
.title-zone .sub-tx{font-size:20px;color:#fff;line-height:1.6;margin:0 0 35px}
.title-zone .btn-row{display:flex;gap:15px;flex-wrap:wrap}
.title-zone .btn-row .act-btn{padding:14px 32px;background:#FDDE00;color:#04082D;text-decoration:none;border-radius:10px;font-weight:600;font-size:16px;transition:all .3s ease;box-shadow:0 6px 18px #fdde004d}
.title-zone .btn-row .act-btn:hover{transform:translateY(-3px);box-shadow:0 10px 25px #fdde0073;background:#fff}
.title-zone .btn-row .sec-btn{padding:14px 32px;background:transparent;color:#fff;text-decoration:none;border:2px solid #66C2EF;border-radius:10px;font-weight:600;font-size:16px;transition:all .3s ease}
.title-zone .btn-row .sec-btn:hover{background:#66C2EF;border-color:#66C2EF;transform:translateY(-3px)}
.contact-grid{padding:80px 20px;background:#fff}
.contact-grid .wrap{max-width:1200px;margin:0 auto;display:grid;grid-template-columns:1fr 1fr;gap:60px;align-items:start}
.info-side .hd{font-size:36px;color:#04082D;margin:0 0 30px;font-weight:700}
.info-side .intro-text{font-size:17px;line-height:1.7;color:#333;margin:0 0 40px}
.info-cards .card{background:linear-gradient(135deg,#f8f9fa 0%,#e9ecef 100%);padding:30px;border-radius:12px;margin-bottom:20px;border-left:5px solid #66C2EF;box-shadow:0 4px 12px #04082d14;transition:all .3s ease}
.info-cards .card:hover{transform:translateX(8px);box-shadow:0 8px 20px #66c2ef33}
.info-cards .card .ic{font-size:32px;color:#FDDE00;margin-bottom:15px;display:block}
.info-cards .card .label{font-size:14px;color:#666;margin:0 0 8px;text-transform:uppercase;letter-spacing:.5px;font-weight:600}
.info-cards .card .val{font-size:18px;color:#04082D;margin:0;font-weight:500}
.info-cards .card .val a{color:#04082D;text-decoration:none;transition:color .2s ease}
.info-cards .card .val a:hover{color:#66C2EF}
.form-side{background:linear-gradient(135deg,#04082d08 0%,#66c2ef0d 100%);padding:45px;border-radius:16px;box-shadow:0 8px 24px #04082d1f}
.form-side .form-title{font-size:28px;color:#04082D;margin:0 0 25px;font-weight:700}
.form-side .contact-form .field-grp{margin-bottom:25px}
.form-side .contact-form .field-grp label{display:block;font-size:15px;color:#04082D;margin-bottom:10px;font-weight:600}
.form-side .contact-form .field-grp input,.form-side .contact-form .field-grp select{width:100%;padding:14px 18px;border:2px solid #e0e0e0;border-radius:10px;font-size:16px;transition:all .3s ease;background:#fff;color:#333}
.form-side .contact-form .field-grp input:focus,.form-side .contact-form .field-grp select:focus{outline:none;border-color:#66C2EF;box-shadow:0 0 0 4px #66c2ef1a}
.form-side .contact-form .field-grp select{cursor:pointer;appearance:none;background-image:url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' width='24' height='24' viewBox='0 0 24 24'%3E%3Cpath fill='%2304082D' d='M7 10l5 5 5-5z'/%3E%3C/svg%3E");background-repeat:no-repeat;background-position:right 12px center;padding-right:45px}
.form-side .contact-form .privacy-holder{margin:25px 0;display:flex;align-items:start;gap:12px}
.form-side .contact-form .privacy-holder input[type="checkbox"]{width:20px;height:20px;margin-top:2px;cursor:pointer;accent-color:#66C2EF}
.form-side .contact-form .privacy-holder label{font-size:14px;color:#555;line-height:1.5;margin:0;font-weight:400}
.form-side .contact-form .privacy-holder label a{color:#66C2EF;text-decoration:none;font-weight:600}
.form-side .contact-form .privacy-holder label a:hover{text-decoration:underline}
.form-side .contact-form .submit-btn{width:100%;padding:16px;background:#FDDE00;color:#04082D;border:none;border-radius:10px;font-size:17px;font-weight:700;cursor:pointer;transition:all .3s ease;box-shadow:0 6px 18px #fdde004d}
.form-side .contact-form .submit-btn:hover{transform:translateY(-3px);box-shadow:0 10px 28px #fdde0080;background:#04082D;color:#FDDE00}
.extra-zone{padding:80px 20px;background:linear-gradient(135deg,#04082D 0%,#0a1052 100%);position:relative;overflow:hidden}
.extra-zone::after{content:'';position:absolute;top:0;right:0;width:600px;height:600px;background:url(./visuals_folder/post-thumbnail-10.jpg) center/cover;opacity:.08;border-radius:50%;filter:blur(20px)}
.extra-zone .content{max-width:800px;margin:0 auto;text-align:center;position:relative;z-index:2}
.extra-zone .content .hd2{font-size:38px;color:#FDDE00;margin:0 0 25px;font-weight:700}
.extra-zone .content .desc{font-size:18px;color:#fff;line-height:1.7;margin:0 0 40px}
.extra-zone .content .stats{display:grid;grid-template-columns:repeat(3,1fr);gap:30px;margin-top:50px}
.extra-zone .content .stats .stat-item{background:#66c2ef1a;padding:35px 20px;border-radius:12px;border:2px solid #66c2ef4d;transition:all .3s ease}
.extra-zone .content .stats .stat-item:hover{background:#66c2ef33;transform:translateY(-5px);border-color:#66C2EF}
.extra-zone .content .stats .stat-item .num{font-size:42px;color:#FDDE00;font-weight:700;margin:0 0 10px}
.extra-zone .content .stats .stat-item .lbl{font-size:15px;color:#fff;margin:0;opacity:.9}
@media (max-width: 968px) {
.contact-grid .wrap{grid-template-columns:1fr;gap:40px}
.title-zone .main-hl{font-size:38px}
.title-zone .sub-tx{font-size:18px}
.extra-zone .content .stats{grid-template-columns:1fr;gap:20px}
}
@media (max-width: 640px) {
.title-zone{padding:60px 20px}
.title-zone .main-hl{font-size:32px}
.title-zone .btn-row{flex-direction:column}
.title-zone .btn-row .act-btn,.title-zone .btn-row .sec-btn{width:100%;text-align:center}
.contact-grid{padding:50px 20px}
.form-side{padding:30px 20px}
.info-side .hd{font-size:28px}
.extra-zone{padding:60px 20px}
.extra-zone .content .hd2{font-size:30px}
}
.prog-intro{max-width:1440px;margin:0 auto;padding:80px 20px;display:grid;grid-template-columns:1fr 1fr;gap:60px;align-items:center;position:relative}
.prog-intro::before{content:'';position:absolute;top:-40px;left:10%;width:140px;height:140px;background:linear-gradient(135deg,#66c2ef26,#fdde0026);border-radius:50%;z-index:-1}
.prog-intro::after{content:'';position:absolute;bottom:60px;right:15%;width:100px;height:100px;background:#04082d0d;transform:rotate(45deg);border-radius:12px}
.intro-txt{display:flex;flex-direction:column;gap:24px}
.intro-txt h1{font-size:48px;font-weight:700;color:#04082D;line-height:1.2;margin:0}
.intro-txt h1 .hl{color:#66C2EF;position:relative}
.intro-txt h1 .hl::after{content:'';position:absolute;bottom:-4px;left:0;width:100%;height:3px;background:linear-gradient(90deg,#66C2EF,#FDDE00);border-radius:2px}
.intro-txt p{font-size:18px;line-height:1.7;color:#04082D;margin:0;opacity:.85}
.intro-vis{position:relative;height:420px}
.intro-vis img{width:100%;height:100%;object-fit:cover;border-radius:16px;box-shadow:0 12px 40px #04082d1f}
.intro-vis::before{content:'';position:absolute;top:-20px;right:-20px;width:80px;height:80px;background:#fdde004d;border-radius:50%;z-index:-1}
.modules-grid{max-width:1440px;margin:0 auto;padding:100px 20px;background:linear-gradient(180deg,#66c2ef08,#fdde0008)}
.modules-grid h2{font-size:38px;font-weight:700;color:#04082D;text-align:center;margin:0 0 60px;position:relative}
.modules-grid h2::before{content:'';position:absolute;top:-30px;left:50%;transform:translateX(-50%);width:60px;height:4px;background:linear-gradient(90deg,#66C2EF,#FDDE00);border-radius:2px}
.mod-wrapper{display:grid;grid-template-columns:repeat(3,1fr);gap:40px}
.mod-card{background:#fff;border-radius:12px;padding:40px 32px;box-shadow:0 6px 24px #04082d14;transition:all .3s ease;position:relative;overflow:hidden}
.mod-card::before{content:'';position:absolute;top:0;left:0;width:4px;height:0;background:linear-gradient(180deg,#66C2EF,#FDDE00);transition:height .3s ease}
.mod-card:hover{transform:translateY(-8px);box-shadow:0 12px 36px #04082d24}
.mod-card:hover::before{height:100%}
.mod-card h3{font-size:24px;font-weight:600;color:#04082D;margin:0 0 16px}
.mod-card p{font-size:16px;line-height:1.6;color:#04082D;margin:0 0 20px;opacity:.75}
.mod-card ul{list-style:none;padding:0;margin:0;display:flex;flex-direction:column;gap:12px}
.mod-card ul li{font-size:15px;color:#04082D;opacity:.7;padding-left:24px;position:relative}
.mod-card ul li::before{content:'';position:absolute;left:0;top:8px;width:8px;height:8px;background:#66C2EF;border-radius:50%}
.journey-sec{max-width:1440px;margin:0 auto;padding:100px 20px;position:relative}
.journey-sec::before{content:'';position:absolute;top:50%;right:5%;width:180px;height:180px;background:radial-gradient(circle,#fdde001a,transparent);border-radius:50%;transform:translateY(-50%);z-index:-1}
.journey-header{max-width:720px;margin:0 0 70px}
.journey-header h2{font-size:40px;font-weight:700;color:#04082D;margin:0 0 20px}
.journey-header p{font-size:18px;line-height:1.7;color:#04082D;margin:0;opacity:.8}
.timeline-wrapper{display:grid;grid-template-columns:2fr 1fr;gap:60px;align-items:start}
.steps{display:flex;flex-direction:column;gap:50px;position:relative}
.steps::before{content:'';position:absolute;left:20px;top:30px;bottom:30px;width:2px;background:linear-gradient(180deg,#66C2EF,#FDDE00);opacity:.3}
.step-item{display:flex;gap:24px;align-items:flex-start;position:relative}
.step-num{min-width:42px;height:42px;background:linear-gradient(135deg,#66C2EF,#FDDE00);border-radius:50%;display:flex;align-items:center;justify-content:center;font-size:18px;font-weight:700;color:#fff;box-shadow:0 6px 16px #66c2ef4d;position:relative;z-index:2}
.step-content{flex:1;padding-top:4px}
.step-content h4{font-size:22px;font-weight:600;color:#04082D;margin:0 0 12px}
.step-content p{font-size:16px;line-height:1.6;color:#04082D;margin:0;opacity:.75}
.journey-vis{position:relative;height:560px;position:sticky;top:100px}
.journey-vis img{width:100%;height:100%;object-fit:cover;border-radius:16px;box-shadow:0 12px 40px #04082d1f}
.journey-vis::after{content:'';position:absolute;bottom:-30px;left:-30px;width:120px;height:120px;background:#04082d0a;border-radius:50%;z-index:-1}
@media (max-width: 1024px) {
.prog-intro{grid-template-columns:1fr;gap:50px;padding:60px 20px}
.intro-vis{height:360px}
.mod-wrapper{grid-template-columns:repeat(2,1fr);gap:30px}
.timeline-wrapper{grid-template-columns:1fr;gap:50px}
.journey-vis{position:relative;top:0;height:400px}
}
@media (max-width: 768px) {
.prog-intro{padding:50px 16px}
.intro-txt h1{font-size:36px}
.intro-txt p{font-size:16px}
.intro-vis{height:280px}
.modules-grid{padding:70px 16px}
.modules-grid h2{font-size:32px;margin-bottom:40px}
.mod-wrapper{grid-template-columns:1fr;gap:24px}
.mod-card{padding:32px 24px}
.journey-sec{padding:70px 16px}
.journey-header h2{font-size:32px}
.journey-header p{font-size:16px}
.steps{gap:40px}
.steps::before{left:16px}
.step-num{min-width:36px;height:36px;font-size:16px}
.step-content h4{font-size:20px}
.journey-vis{height:320px}
}
.pg-wrap{max-width:1440px;margin:0 auto;padding:0}
.intro-pnl{display:flex;align-items:center;gap:48px;padding:80px 24px;background:linear-gradient(135deg,#66c2ef14 0%,#fdde000f 100%);position:relative;overflow:hidden}
.intro-pnl::before{content:'';position:absolute;top:-50%;right:-20%;width:600px;height:600px;background:radial-gradient(circle,#66c2ef26 0%,transparent 70%);border-radius:50%;z-index:1}
.intro-pnl .img-side{flex:0 0 40%;position:relative;z-index:2}
.intro-pnl .img-side img{width:100%;height:auto;border-radius:12px;box-shadow:0 12px 32px #04082d26;display:block;filter:contrast(1.05) brightness(0.98)}
.intro-pnl .txt-side{flex:1;position:relative;z-index:2}
.intro-pnl .main-hdg{font-size:48px;font-weight:700;color:#04082D;margin:0 0 16px;line-height:1.2}
.intro-pnl .sub-hdg{font-size:28px;font-weight:600;color:#66C2EF;margin:0 0 24px;line-height:1.3}
.intro-pnl .desc-txt{font-size:18px;line-height:1.7;color:#2a2e4a;margin:0}
.questions-holder{max-width:1200px;margin:0 auto;padding:80px 24px}
.questions-holder .section-label{text-align:center;margin-bottom:64px}
.questions-holder .section-label h2{font-size:42px;font-weight:700;color:#04082D;margin:0 0 16px;position:relative;display:inline-block}
.questions-holder .section-label h2::after{content:'';position:absolute;bottom:-8px;left:50%;transform:translateX(-50%);width:80px;height:4px;background:linear-gradient(90deg,#66C2EF 0%,#FDDE00 100%);border-radius:2px}
.questions-holder .section-label p{font-size:18px;color:#5a5e7a;margin:24px 0 0;line-height:1.6}
.faq-item{margin-bottom:16px;border-radius:10px;overflow:hidden;background:#fff;box-shadow:0 4px 16px #04082d14;transition:all .3s ease}
.faq-item:hover{box-shadow:0 8px 24px #66c2ef33;transform:translateY(-2px)}
.faq-toggle{position:absolute;opacity:0;pointer-events:none}
.faq-lbl{display:flex;justify-content:space-between;align-items:center;padding:28px 32px;cursor:pointer;background:#fff;transition:background .3s ease;position:relative}
.faq-lbl:hover{background:#66c2ef0d}
.faq-lbl h3{font-size:20px;font-weight:600;color:#04082D;margin:0;line-height:1.4;padding-right:20px}
.faq-lbl .icon-part{flex-shrink:0;width:32px;height:32px;border-radius:50%;background:linear-gradient(135deg,#66C2EF 0%,#FDDE00 100%);display:flex;align-items:center;justify-content:center;transition:transform .3s ease}
.faq-lbl .icon-part::after{content:'+';font-size:24px;font-weight:600;color:#04082D;transition:transform .3s ease}
.faq-toggle:checked + .faq-lbl .icon-part{transform:rotate(45deg)}
.faq-content{max-height:0;overflow:hidden;transition:max-height .4s ease,padding .4s ease;background:#fafbfc}
.faq-toggle:checked ~ .faq-content{max-height:800px;padding:28px 32px}
.faq-content p{font-size:17px;line-height:1.7;color:#3a3e5a;margin:0}
.faq-content p:not(:last-child){margin-bottom:16px}
.highlight-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:32px;max-width:1200px;margin:80px auto;padding:0 24px}
.feat-card{background:#fff;border-radius:12px;padding:36px 28px;box-shadow:0 6px 20px #04082d1a;position:relative;overflow:hidden;transition:all .3s ease}
.feat-card::before{content:'';position:absolute;top:0;left:0;width:100%;height:4px;background:linear-gradient(90deg,#66C2EF 0%,#FDDE00 100%)}
.feat-card:hover{transform:translateY(-6px);box-shadow:0 12px 32px #66c2ef33}
.feat-card .icon-top{width:56px;height:56px;border-radius:12px;background:linear-gradient(135deg,#66c2ef26 0%,#fdde0026 100%);display:flex;align-items:center;justify-content:center;margin-bottom:24px}
.feat-card .icon-top i{font-size:28px;color:#66C2EF}
.feat-card h4{font-size:22px;font-weight:600;color:#04082D;margin:0 0 16px;line-height:1.3}
.feat-card p{font-size:16px;line-height:1.6;color:#4a4e6a;margin:0}
.support-zone{background:linear-gradient(135deg,#04082D 0%,#1a1e4a 100%);padding:80px 24px;margin:80px 0 0;position:relative;overflow:hidden}
.support-zone::before{content:'';position:absolute;top:-100px;left:-100px;width:300px;height:300px;background:radial-gradient(circle,#66c2ef33 0%,transparent 70%);border-radius:50%}
.support-zone::after{content:'';position:absolute;bottom:-150px;right:-150px;width:400px;height:400px;background:radial-gradient(circle,#fdde0026 0%,transparent 70%);border-radius:50%}
.support-zone .inner-wrap{max-width:900px;margin:0 auto;text-align:center;position:relative;z-index:2}
.support-zone h2{font-size:38px;font-weight:700;color:#fff;margin:0 0 20px;line-height:1.3}
.support-zone .sub-line{font-size:20px;color:#66C2EF;margin:0 0 32px;line-height:1.5}
.support-zone p{font-size:17px;line-height:1.7;color:#ffffffd9;margin:0 0 40px}
.support-zone .contact-row{display:flex;justify-content:center;gap:48px;margin-top:48px}
.support-zone .contact-item{text-align:center}
.support-zone .contact-item .ico-circle{width:64px;height:64px;border-radius:50%;background:#66c2ef33;display:flex;align-items:center;justify-content:center;margin:0 auto 16px;transition:all .3s ease}
.support-zone .contact-item:hover .ico-circle{background:#fdde004d;transform:scale(1.1)}
.support-zone .contact-item .ico-circle i{font-size:28px;color:#66C2EF}
.support-zone .contact-item a{font-size:18px;font-weight:600;color:#fff;text-decoration:none;transition:color .3s ease}
.support-zone .contact-item a:hover{color:#FDDE00}
.support-zone .contact-item .label-txt{font-size:14px;color:#ffffffb3;margin-bottom:8px;display:block}
.cta-block{text-align:center;margin-top:48px}
.cta-block .primary-btn{display:inline-block;padding:18px 48px;background:linear-gradient(135deg,#66C2EF 0%,#FDDE00 100%);color:#04082D;font-size:18px;font-weight:600;text-decoration:none;border-radius:10px;box-shadow:0 8px 24px #66c2ef4d;transition:all .3s ease;position:relative;z-index:10}
.cta-block .primary-btn:hover{transform:translateY(-3px);box-shadow:0 12px 32px #fdde0066}
.process-timeline{max-width:1000px;margin:80px auto;padding:0 24px}
.process-timeline h2{font-size:38px;font-weight:700;color:#04082D;text-align:center;margin:0 0 64px;position:relative}
.process-timeline h2::before{content:'';position:absolute;bottom:-16px;left:50%;transform:translateX(-50%);width:100px;height:4px;background:linear-gradient(90deg,#66C2EF 0%,#FDDE00 100%);border-radius:2px}
.timeline-step{display:flex;gap:40px;margin-bottom:48px;position:relative}
.timeline-step:not(:last-child)::after{content:'';position:absolute;left:31px;top:70px;width:2px;height:calc(100% + 10px);background:linear-gradient(180deg,#66C2EF 0%,#66c2ef33 100%)}
.timeline-step .num-circle{flex-shrink:0;width:64px;height:64px;border-radius:50%;background:linear-gradient(135deg,#66C2EF 0%,#FDDE00 100%);display:flex;align-items:center;justify-content:center;font-size:26px;font-weight:700;color:#04082D;box-shadow:0 6px 20px #66c2ef4d;position:relative;z-index:2}
.timeline-step .step-info{flex:1;padding-top:8px}
.timeline-step .step-info h4{font-size:24px;font-weight:600;color:#04082D;margin:0 0 12px;line-height:1.3}
.timeline-step .step-info p{font-size:17px;line-height:1.6;color:#4a4e6a;margin:0}
@media (max-width: 1024px) {
.intro-pnl{flex-direction:column;padding:60px 24px}
.intro-pnl .img-side{flex:0 0 100%;max-width:500px}
.intro-pnl .main-hdg{font-size:38px}
.intro-pnl .sub-hdg{font-size:24px}
.highlight-grid{grid-template-columns:repeat(2,1fr);gap:24px}
.support-zone .contact-row{flex-direction:column;gap:32px}
}
@media (max-width: 768px) {
.intro-pnl{padding:40px 20px;gap:32px}
.intro-pnl .main-hdg{font-size:32px}
.intro-pnl .sub-hdg{font-size:22px}
.intro-pnl .desc-txt{font-size:16px}
.questions-holder{padding:60px 20px}
.questions-holder .section-label h2{font-size:32px}
.questions-holder .section-label p{font-size:16px}
.faq-lbl{padding:20px 24px}
.faq-lbl h3{font-size:18px}
.faq-toggle:checked ~ .faq-content{padding:20px 24px}
.faq-content p{font-size:16px}
.highlight-grid{grid-template-columns:1fr;margin:60px auto;gap:20px}
.support-zone{padding:60px 20px}
.support-zone h2{font-size:30px}
.support-zone .sub-line{font-size:18px}
.support-zone p{font-size:16px}
.cta-block .primary-btn{padding:16px 36px;font-size:16px}
.process-timeline{margin:60px auto}
.process-timeline h2{font-size:30px;margin-bottom:48px}
.timeline-step{gap:24px;margin-bottom:40px}
.timeline-step .num-circle{width:56px;height:56px;font-size:22px}
.timeline-step:not(:last-child)::after{left:27px}
.timeline-step .step-info h4{font-size:20px}
.timeline-step .step-info p{font-size:16px}
}
@media (max-width: 480px) {
.intro-pnl .main-hdg{font-size:28px}
.intro-pnl .sub-hdg{font-size:20px}
.questions-holder .section-label h2{font-size:28px}
.faq-lbl{padding:18px 20px}
.faq-lbl h3{font-size:17px}
.support-zone h2{font-size:26px}
.process-timeline h2{font-size:26px}
}
.policy-intro{background:linear-gradient(135deg,#04082D 0%,#1a1f4d 100%);padding:120px 20px 80px;position:relative;overflow:hidden}
.policy-intro::before{content:'';position:absolute;width:400px;height:400px;background:#66c2ef14;border-radius:50%;top:-150px;right:-100px}
.policy-intro::after{content:'';position:absolute;width:300px;height:300px;background:#fdde000f;border-radius:50%;bottom:-100px;left:-80px}
.policy-intro .wrap{max-width:1440px;margin:0 auto;position:relative;z-index:2}
.policy-intro h1{color:#fff;font-size:3.2rem;margin:0 0 16px;font-weight:700;letter-spacing:-.02em}
.policy-intro .update-info{color:#66C2EF;font-size:1.1rem;margin:0}
.content-holder{max-width:1440px;margin:0 auto;padding:80px 20px}
.doc-section{background:#fff;border-radius:12px;padding:60px;box-shadow:0 4px 20px #04082d14;margin-bottom:40px}
.doc-section h2{color:#04082D;font-size:2rem;margin:0 0 24px;font-weight:600;position:relative;padding-bottom:16px}
.doc-section h2::after{content:'';position:absolute;bottom:0;left:0;width:60px;height:4px;background:linear-gradient(90deg,#66C2EF,#FDDE00);border-radius:2px}
.doc-section h3{color:#04082D;font-size:1.5rem;margin:40px 0 16px;font-weight:600}
.doc-section .txt{color:#2d3748;font-size:1.05rem;line-height:1.8;margin:0 0 20px}
.doc-section .txt strong{color:#04082D;font-weight:600}
.doc-section ul{list-style:none;padding:0;margin:20px 0}
.doc-section ul li{color:#2d3748;font-size:1.05rem;line-height:1.8;margin-bottom:12px;padding-left:32px;position:relative}
.doc-section ul li::before{content:'';position:absolute;left:0;top:12px;width:8px;height:8px;background:#66C2EF;border-radius:50%}
.info-grid{display:grid;grid-template-columns:repeat(auto-fit,minmax(280px,1fr));gap:24px;margin:32px 0}
.info-card{background:linear-gradient(135deg,#f8f9fa 0%,#fff 100%);border:2px solid #e2e8f0;border-radius:10px;padding:28px;transition:all .3s ease}
.info-card:hover{border-color:#66C2EF;box-shadow:0 8px 24px #66c2ef26;transform:translateY(-4px)}
.info-card h4{color:#04082D;font-size:1.2rem;margin:0 0 12px;font-weight:600;display:flex;align-items:center;gap:10px}
.info-card h4::before{content:'';width:6px;height:6px;background:#FDDE00;border-radius:50%;flex-shrink:0}
.info-card .desc{color:#4a5568;font-size:1rem;line-height:1.7;margin:0}
.highlight-box{background:linear-gradient(135deg,#66c2ef14 0%,#fdde0014 100%);border-left:4px solid #66C2EF;border-radius:8px;padding:28px 32px;margin:32px 0}
.highlight-box .txt{color:#1a202c;font-size:1.05rem;line-height:1.8;margin:0}
.contact-block{background:#04082D;border-radius:12px;padding:48px;margin-top:60px;text-align:center}
.contact-block h3{color:#fff;font-size:1.8rem;margin:0 0 16px;font-weight:600}
.contact-block .txt{color:#ffffffd9;font-size:1.1rem;line-height:1.7;margin:0 0 28px}
.contact-block .email-link{color:#66C2EF;font-size:1.2rem;font-weight:600;text-decoration:none;display:inline-flex;align-items:center;gap:8px;transition:all .3s ease}
.contact-block .email-link:hover{color:#FDDE00;gap:12px}
.table-wrap{overflow-x:auto;margin:32px 0;border-radius:10px;box-shadow:0 2px 12px #04082d0f}
.policy-table{width:100%;border-collapse:collapse;background:#fff}
.policy-table thead{background:linear-gradient(135deg,#04082D 0%,#1a1f4d 100%)}
.policy-table th{color:#fff;font-size:1.05rem;font-weight:600;padding:20px 24px;text-align:left}
.policy-table td{color:#2d3748;font-size:1rem;padding:20px 24px;border-bottom:1px solid #e2e8f0}
.policy-table tbody tr:hover{background:#66c2ef0a}
@media (max-width: 1024px) {
.policy-intro{padding:100px 20px 60px}
.policy-intro h1{font-size:2.6rem}
.doc-section{padding:40px}
.content-holder{padding:60px 20px}
}
@media (max-width: 768px) {
.policy-intro{padding:80px 16px 50px}
.policy-intro h1{font-size:2rem}
.policy-intro .update-info{font-size:1rem}
.doc-section{padding:32px 24px}
.doc-section h2{font-size:1.6rem}
.doc-section h3{font-size:1.3rem}
.info-grid{grid-template-columns:1fr}
.contact-block{padding:36px 24px}
.policy-table th,.policy-table td{padding:16px;font-size:.95rem}
.content-holder{padding:50px 16px}
}
.pg-hd{background:linear-gradient(135deg,#66C2EF 0%,#04082D 100%);padding:80px 20px;margin:0}
.pg-hd .ct-hold{max-width:1440px;margin:0 auto}
.pg-hd .ttl-main{font-size:48px;font-weight:700;color:#FDDE00;margin:0 0 20px;text-align:center}
.pg-hd .subtitle{font-size:18px;color:#ffffffe6;text-align:center;max-width:800px;margin:0 auto;line-height:1.6}
.pol-wrap{max-width:1200px;margin:0 auto;padding:60px 20px}
.pol-sec{background:#66c2ef0d;border-radius:12px;padding:40px;margin-bottom:30px;border-left:4px solid #66C2EF}
.pol-sec .sec-hd{font-size:28px;font-weight:700;color:#04082D;margin:0 0 24px;position:relative;padding-left:20px}
.pol-sec .sec-hd::before{content:'';position:absolute;left:0;top:50%;transform:translateY(-50%);width:8px;height:8px;background:#FDDE00;border-radius:50%}
.pol-sec .txt-blk{font-size:16px;line-height:1.8;color:#04082D;margin:0 0 20px}
.pol-sec .txt-blk:last-child{margin-bottom:0}
.lst-v2{margin:20px 0;padding-left:0;list-style:none}
.lst-v2 .itm{padding:12px 0 12px 30px;position:relative;font-size:16px;line-height:1.7;color:#04082D}
.lst-v2 .itm::before{content:'';position:absolute;left:0;top:18px;width:12px;height:12px;background:#66C2EF;border-radius:3px;transform:rotate(45deg)}
.pol-sec.alt{background:#fdde0014;border-left-color:#FDDE00}
.dt-upd{background:linear-gradient(90deg,#66c2ef1a 0%,#fdde001a 100%);padding:20px 30px;border-radius:8px;margin:40px 0;text-align:center}
.dt-upd .lbl{font-size:14px;font-weight:600;color:#04082D;text-transform:uppercase;letter-spacing:1px}
.dt-upd .val{font-size:18px;font-weight:700;color:#66C2EF;margin-top:8px}
.tbl-wrap{overflow-x:auto;margin:24px 0}
.data-tbl{width:100%;border-collapse:collapse}
.data-tbl .th-cell{background:#04082D;color:#FDDE00;padding:16px;text-align:left;font-weight:700;font-size:15px}
.data-tbl .td-cell{padding:14px 16px;border-bottom:1px solid #66c2ef33;font-size:15px;line-height:1.6;color:#04082D}
.data-tbl .row:nth-child(even) .td-cell{background:#66c2ef08}
.emph{font-weight:700;color:#66C2EF}
.note-bx{background:#04082d0d;border-left:3px solid #04082D;padding:20px 24px;margin:24px 0;border-radius:6px}
.note-bx .txt-blk{margin:0;font-size:15px;line-height:1.7;color:#04082D}
.cnt-lnk{display:inline-flex;align-items:center;gap:8px;color:#66C2EF;text-decoration:none;font-weight:600;transition:all .3s ease}
.cnt-lnk:hover{color:#04082D;transform:translateX(4px)}
.cnt-lnk::after{content:'→';font-size:18px}
@media (max-width: 1024px) {
.pg-hd .ttl-main{font-size:36px}
.pol-sec{padding:30px 24px}
.pol-sec .sec-hd{font-size:24px}
}
@media (max-width: 768px) {
.pg-hd{padding:60px 20px}
.pg-hd .ttl-main{font-size:32px}
.pg-hd .subtitle{font-size:16px}
.pol-wrap{padding:40px 16px}
.pol-sec{padding:24px 20px;margin-bottom:24px}
.pol-sec .sec-hd{font-size:22px;margin-bottom:20px}
.pol-sec .txt-blk{font-size:15px}
.lst-v2 .itm{font-size:15px;padding-left:24px}
.data-tbl .th-cell,.data-tbl .td-cell{padding:12px;font-size:14px}
}
@media (max-width: 480px) {
.pg-hd .ttl-main{font-size:28px}
.pol-sec .sec-hd{font-size:20px}
.dt-upd{padding:16px 20px}
}
.sc-main{background:linear-gradient(135deg,#f8f9fa 0%,#e9ecef 100%);padding:0;margin:0}
.hero-success{position:relative;min-height:520px;background:linear-gradient(165deg,#04082D 0%,#1a1f4d 100%);overflow:hidden;display:flex;align-items:center;justify-content:center;padding:80px 20px}
.hero-success::before{content:'';position:absolute;top:-50%;right:-20%;width:600px;height:600px;background:radial-gradient(circle,#66c2ef26 0%,transparent 70%);border-radius:50%}
.hero-success::after{content:'';position:absolute;bottom:-30%;left:-15%;width:500px;height:500px;background:radial-gradient(circle,#fdde001a 0%,transparent 70%);border-radius:50%}
.deco-pattern{position:absolute;top:60px;left:8%;display:grid;grid-template-columns:repeat(3,12px);gap:14px;opacity:.4;z-index:1}
.deco-pattern span{width:12px;height:12px;background:#66C2EF;border-radius:50%}
.deco-pattern span:nth-child(2),.deco-pattern span:nth-child(5),.deco-pattern span:nth-child(7){background:#FDDE00}
.success-wrap{position:relative;z-index:2;max-width:780px;margin:0 auto;text-align:center}
.icon-holder{width:96px;height:96px;margin:0 auto 32px;background:#66c2ef33;border-radius:50%;display:flex;align-items:center;justify-content:center;border:3px solid #66c2ef4d;animation:pulse-ring 2s ease-in-out infinite}
@keyframes pulse-ring {
0%,100%{transform:scale(1);box-shadow:0 0 0 0 #66c2ef66}
50%{transform:scale(1.05);box-shadow:0 0 0 20px #66c2ef00}
}
.icon-holder i{font-size:48px;color:#66C2EF}
.success-wrap h1{font-size:48px;font-weight:700;color:#fff;margin:0 0 24px;line-height:1.2}
.success-wrap .desc-txt{font-size:19px;line-height:1.7;color:#ffffffd9;margin:0 0 36px;max-width:620px;margin-left:auto;margin-right:auto}
.detail-info{background:#ffffff14;backdrop-filter:blur(10px);border-radius:12px;padding:28px 32px;margin:40px 0 0;border:1px solid #ffffff1f}
.detail-info p{font-size:16px;line-height:1.6;color:#ffffffbf;margin:0 0 16px}
.detail-info p:last-child{margin-bottom:0}
.detail-info strong{color:#FDDE00;font-weight:600}
.nav-section{padding:80px 20px;background:#fff}
.nav-container{max-width:1120px;margin:0 auto}
.nav-title{font-size:32px;font-weight:700;color:#04082D;margin:0 0 48px;text-align:center;position:relative;padding-bottom:20px}
.nav-title::after{content:'';position:absolute;bottom:0;left:50%;transform:translateX(-50%);width:80px;height:4px;background:linear-gradient(90deg,#66C2EF 0%,#FDDE00 100%);border-radius:2px}
.card-grid{display:grid;grid-template-columns:repeat(auto-fit,minmax(300px,1fr));gap:28px}
.nav-card{background:#f8f9fa;border-radius:16px;padding:36px 28px;text-align:center;transition:all .35s ease;border:2px solid transparent;position:relative;overflow:hidden}
.nav-card::before{content:'';position:absolute;top:0;left:0;width:100%;height:4px;background:linear-gradient(90deg,#66C2EF 0%,#FDDE00 100%);transform:scaleX(0);transition:transform .35s ease}
.nav-card:hover{transform:translateY(-6px);border-color:#66C2EF;box-shadow:0 12px 32px #04082d1f}
.nav-card:hover::before{transform:scaleX(1)}
.nav-card i{font-size:42px;color:#66C2EF;margin-bottom:20px;display:block}
.nav-card h3{font-size:22px;font-weight:600;color:#04082D;margin:0 0 14px}
.nav-card p{font-size:15px;line-height:1.6;color:#5a5a5a;margin:0 0 24px}
.nav-card .btn-link{display:inline-flex;align-items:center;gap:8px;background:#04082D;color:#fff;padding:12px 28px;border-radius:8px;text-decoration:none;font-size:15px;font-weight:600;transition:all .3s ease}
.nav-card .btn-link i{font-size:18px;margin:0;transition:transform .3s ease}
.nav-card .btn-link:hover{background:#66C2EF;color:#04082D;transform:translateX(4px)}
.nav-card .btn-link:hover i{transform:translateX(4px)}
.nav-card:nth-child(2) i{color:#FDDE00}
.nav-card:nth-child(3) i{color:#04082D}
@media (max-width: 768px) {
.hero-success{min-height:440px;padding:60px 20px}
.deco-pattern{top:30px;left:5%;grid-template-columns:repeat(3,10px);gap:12px}
.deco-pattern span{width:10px;height:10px}
.icon-holder{width:80px;height:80px;margin-bottom:24px}
.icon-holder i{font-size:40px}
.success-wrap h1{font-size:36px;margin-bottom:20px}
.success-wrap .desc-txt{font-size:17px;margin-bottom:28px}
.detail-info{padding:24px 20px;margin-top:32px}
.detail-info p{font-size:15px}
.nav-section{padding:60px 20px}
.nav-title{font-size:28px;margin-bottom:36px}
.card-grid{grid-template-columns:1fr;gap:24px}
.nav-card{padding:32px 24px}
.nav-card i{font-size:36px}
.nav-card h3{font-size:20px}
}
@media (min-width: 769px) and (max-width: 1024px) {
.hero-success{padding:70px 40px}
.success-wrap h1{font-size:42px}
.card-grid{grid-template-columns:repeat(2,1fr)}
}